Insurance & Benefits for Retired Employees

Retirees are eligible to continue in the medical, dental, vision and voluntary life insurance programs when the following criteria are met:

Individuals employed in a benefits-eligible position on August 31, 2003:

• At least age 55 with 5 years of creditable state service with TRS, ORP or ERS or age plus years of creditable state service equals 80
• At least 3 years of service credit with a UT System institution
• The University of Texas System is the last qualifying state employer (years of service with other state agencies may count)
• Must retire through TRS, ORP or ERS

Individuals whose first date of employment in a benefits-eligible position was on or after September 1, 2003*:

• At least age 65 with 10 years of creditable state service with TRS, ORP or ERS or age plus years of creditable state service equals 80
• At least 10 years of service credit with a UT System institution
• The University of Texas System is the last qualifying state employer (years of service with other state agencies may count)
• Must retire through TRS, ORP or ERS

You can find these details outlined on the UT System Retirement Eligibility Flowchart.

Insurance Coverage Options

The University of Texas at Dallas and the State of Texas provide 100% premium sharing for the retiree basic coverage package and 50% premium sharing for dependent coverage.

UT CARE Virtual Session Recording

UT CARE Medicare PPO Presentation Slides

Retiree Insurance Enrollment

When you meet with your Benefits Administrator to prepare for retirement, you will complete an enrollment form to choose your elections for your retiree benefits.

UT CARE and Medicare

Once you retire and you are covered under the UT System Retiree Group Insurance, if you and your covered dependents are eligible for Medicare, you will need to enroll in Medicare Part A (hospitalization), and Part B (medical). You will decline Part D (prescription drug coverage), as the UT System Retiree pharmacy plan is a type of Medicare Plan D plan. Retired employees, or soon-to-be retired employees, or their dependents who are eligible for Medicare must have Medicare Parts A and B to receive the maximum benefits available from the UT CARE plan. Download the UT CARE Highlights (pdf) for more information.

Coordination of UT CARE and Medicare

If you are retired and also eligible for Medicare, Medicare becomes your primary payer and pays your medical claims first; UT CARE pays second.

UT Benefits Billing for Retirees

UT Benefits Billing is responsible for processing insurance premiums for Retired Employees from all UT institutions. For information on payment options or retiree insurance billing questions, please contact UT Benefits Billing at 855-688-2455 or via email at utbenefitsbilling@utsystem.edu.